Privacy Policy Applications «BeepPay»
This Personal Data Privacy Policy (hereinafter referred to as the Privacy Policy) applies to all information posted in the BeepPay application (hereinafter referred to as the Application), which is posted on the website on the Internet at: http://beeppay.online/privacy_policy. as well as in relation to the information that Users of the Application indicate during the use of the Application, its services and products and transfer to the owner of the Application Limited Liability Company «Beeppay FZCO», Legal address: Techno Hub 1, office C 20, Dubai Silicon Oasis, DDP, Building A1, Dubai, United Arab Emirates (hereinafter - Application Owner).
The use of the Application and the services of the Application means the User's unconditional consent to this Privacy Policy and the conditions for processing his personal information specified therein; in case of disagreement with these conditions, the User must refrain from using the Application and delete the Application from the mobile device.
For the purposes of this Privacy Policy, the Application User means a person who has installed the Application on their device and/or uses the Application, its services and products and/or a person who has contacted the Application Owner through the communication channels available in the Application.
1. TERMS AND DEFINITIONS
1.1. "Processing of personal data" - any action (operation) or a set of actions (operations) performed using automation tools or without using such tools with Personal Data, including collection, recording, systematization, accumulation, storage, clarification (updating, changing), extraction, use, transfer (distribution, provision, access), depersonalization, blocking, deletion, destruction of Personal Data (Clause 3, Article 3 of the Federal Law No. 152-FZ of July 27, 2006);
1.2. "Provision of Personal Data" - actions aimed at disclosing Personal Data to a certain person or a certain circle of persons (clause 6, article 3 of the Federal Law of July 27, 2006 N 152-FZ);
1.3. "Blocking of Personal Data" - temporary suspension of the processing of Personal Data (except when processing is necessary to clarify Personal Data) (clause 7, article 3 of the Federal Law of July 27, 2006 N 152-FZ);
1.4. "Destruction of Personal Data" - actions that make it impossible to restore the content of Personal Data in the information system of Personal Data and (or) as a result of which material carriers of Personal Data are destroyed (Clause 8, Article 3 of the Federal Law of July 27, 2006 N 152- FZ);
1.5. "Depersonalization of Personal Data" - actions as a result of which it becomes impossible to determine the ownership of Personal Data by a specific User without the use of additional information (clause 9, article 3 of the Federal Law of July 27, 2006 N 152-FZ);
1.6. "Confidentiality of personal data" - a mandatory requirement for the Operator or other person who has gained access to personal data to prevent their distribution without the consent of the subject of Personal data or other legal grounds;
1.7. "Cookies" - a small piece of data sent by a web server and stored on the user's computer, which the web client or web browser sends to the web server in an HTTP request each time they try to open a page of the corresponding site; 1.8. "IP-address" - a unique network address of a node in a computer network built using the IP protocol;
2. GENERAL PROVISIONS
2.1. Within the framework of this Policy, the User's personal information means:
2.1.1 Personal information that the User provides about himself when registering (creating an account) in the Application or in the process of contacting the Application Owner through the communication channels specified in the Application or in the process of using the Application, including the User's personal data, including, but not exclusively , last name, first name, patronymic, education, age, residential address, e-mail address, phone number, passport details, driver's license details, images of the User's passport, image of the User's driver's license, image of the vehicle registration certificate, photo of the User with a passport, details of bank accounts and bank cards.
2.1.2. Data that is automatically transmitted to the services of the Application and / or the Owner of the Application in the process of using them using the software installed on the User's device, including IP address, cookie data, information about the User's browser (or other program that accesses to the services), technical characteristics of the equipment and software used by the User, date and time of access to the services, addresses of the requested pages and other similar information.
2.1.3. Other information about the User, which the User voluntarily provides in the process of using the Application and / or contacting the Application Owner through the communication channels specified in the Application.
2.1.4. This Privacy Policy applies only to the Application. The Owner of the Application does not control and is not responsible for the third-party websites to which the User can follow the links available in the Application.
3. PURPOSE OF PROCESSING USERS' PERSONAL INFORMATION
3.1. The Application and/or the Application Owner collects and stores only that personal information that is necessary for the provision of services or the execution of agreements and contracts with the User, except when the law provides for the mandatory storage of personal information for a period specified by law.
3.2. The personal information of the Application User and/or the Application Owner processes for the following purposes:
3.2.1. Identification of the User who applied to the Application Owner, uses the Application services and/or registered in the Application, to make transactions of a civil law nature with the Application Owner or with partners of the Application Owner.
3.2.2. Providing the User with access to the personalized resources of the Application.
3.2.3. Establishment by the Owner of the Application with the User of feedback, including sending notifications, requests regarding the use of the Application and sending information about the goods/services/works specified in the Application to the User's e-mail address, processing requests and applications from the User, as well as making calls to a phone number User for the purpose of making transactions of a civil law nature.
3.2.4. Determining the location of the User to ensure security, prevent fraud.
3.2.5. Confirmation of the accuracy and completeness of personal data provided by the User.
3.2.6. Notifications of the Application User about changes in the operation of the Application or the Application Owner.
3.2.7. Providing the User with effective customer and technical support in case of problems related to the use of the Application.
4. CONDITIONS FOR PROCESSING PERSONAL INFORMATION OF USERS AND ITS TRANSFER TO THIRD PARTIES
4.1. The Owner of the Application and/or the Application stores the personal information of the Users in accordance with the internal regulations adopted by the Owner of the Application.
4.2. With respect to the User's personal information, its confidentiality is maintained, except in cases where the User voluntarily provides information about himself for general access to an unlimited number of persons.
4.3. The Application and/or the Application Owner has the right to transfer the User's personal information to third parties in the following cases:
4.3.1. The User has agreed to such actions by making transactions with the Application Owner, counterparties of the Application Owner, to whom the User's data is transferred, or otherwise.
4.3.2. The transfer is necessary for the execution of a certain agreement or contract with the User, both the Application Owner and the Application Owner's counterparties.
4.3.3. The transfer is provided for by Russian law within the framework of the procedure established by law.
4.3.4. In the event that the Application is sold by the Application Owner, the acquirer shall transfer all obligations to comply with the terms of this Policy in relation to the personal information received by him.
4.4. The processing of the User's personal data is carried out without time limit in any legal way, including in personal data information systems using automation tools or without using such tools. The processing of personal data of Users is carried out in accordance with the Federal Law of July 27, 2006 N 152-FZ "On Personal Data".
4.5. In case of loss or disclosure of personal data, the Application Owner informs the User about the loss or disclosure of personal data.
4.6. The Application Owner takes the necessary organizational and technical measures to protect the User's personal information from unauthorized or accidental access, destruction, modification, blocking, copying, distribution, as well as from other illegal actions of third parties.
4.7. The Application Owner, together with the User, takes all necessary measures to prevent losses or other negative consequences caused by the loss or disclosure of the User's personal data.
5. OBLIGATIONS OF THE PARTIES
5.1. The user is obliged:
5.1.1. Provide information about personal data necessary for using the Application and for the execution of a certain agreement or contract with the Application Owner or counterparties of the Application Owner.
5.1.2. Update, supplement the provided information about personal data in case of changes in this information.
5.1.3. The User has the right to withdraw his consent to the processing of personal data by sending a notice of withdrawal to the Application Owner at the following address: ask@beeppay.online
5.2. The Application Owner must:
5.2.1. Use the information received solely for the purposes specified in this Privacy Policy.
5.2.2. Ensure the storage of confidential information in secret, not to disclose without the prior written permission of the User, and also not to sell, exchange, publish or disclose in other possible ways the transferred personal data of the User, except as provided for in this Privacy Policy.
5.2.3. Take precautions to protect the confidentiality of the User's personal data in accordance with the procedure usually used to protect this kind of information in existing business transactions.
5.2.4. Block personal data relating to the relevant User from the moment the User, or his legal representative or authorized body for the protection of the rights of personal data subjects, is contacted or requested for the period of verification in case of revealing inaccurate personal data or illegal actions.
6. RESPONSIBILITIES OF THE PARTIES
6.1. The Owner of the Application, who has not fulfilled its obligations, is liable for losses incurred by the User in connection with the unlawful use of personal data, in accordance with the legislation of the Russian Federation.
6.2. In case of loss or disclosure of confidential information, the Application Owner is not responsible if this confidential information:
6.2.1. Became public domain before its loss or disclosure. 6.2.2. Was received from a third party prior to its receipt by the Application Owner.
6.2.3. Was disclosed with the consent of the User.
7. DISPUTES RESOLUTION
7.1. Before going to court with a claim for disputes arising from the relationship between the Application User and the Application Owner, it is mandatory to file a claim (a written proposal for voluntary settlement of the dispute).
7.2. The recipient of the claim, within 30 calendar days from the date of receipt of the claim, notifies the claimant in writing of the results of the consideration of the claim.
7.3. If an agreement is not reached, the dispute will be referred to the court in accordance with the current legislation of the Russian Federation.
7.4. The current legislation of the Russian Federation applies to this Privacy Policy and the relationship between the User and the Application Owner.
8. ADDITIONAL TERMS
8.1. The Application Owner has the right to make changes to this Privacy Policy without the consent of the User.
8.2. The new Privacy Policy comes into force from the moment it is posted in the Application, unless otherwise provided by the new version of the Privacy Policy.
8.3. The current Privacy Policy is located in the Application in the "Settings" section
8.4. App Owner Contact Details: Limited Liability Company «Beeppay FZCO», Legal address: Techno Hub 1, office C 20, Dubai Silicon Oasis, DDP, Building A1, Dubai, United Arab Emirates E-mail address: ask@beeppay.online
